Policy Consolidation for Food Distributors: How to Close Coverage Gaps
Food distributors can reduce coverage gaps and improve loss control by aligning renewal dates, policies, contracts, vehicles, inventory, and claims.
All articles
7 Insurance Mistakes Electrical Contractors With Fleets Keep Making (And How to Fix Them)
The 7 most expensive insurance mistakes we see electrical contractors with fleets make — apprentices off the driver schedule, under-insured tools, missing hired/non-owned auto, and four more — plus the fix for each.
Tech E&O vs. Cyber vs. GL: What CT SaaS Startups Actually Need
Tech E&O, Cyber, and General Liability look interchangeable on a certificate — they're not. A coverage-by-coverage breakdown for CT SaaS startups: what each policy actually does, what it doesn't, and how to layer them so a real claim doesn't fall through the gap.
How to Sell a Connecticut Film Tax Credit: The Transferable Credit Marketplace Explained
Connecticut film tax credits are transferable — production companies can sell them to CT taxpayers at 88–94 cents on the dollar. Here’s how the secondary market actually works, who buys, the 25% transfer cap, and the entity structures that unlock full transferability.
Commercial Auto vs Hired/Non-Owned vs BAP: What Electrical Fleets Actually Need
The three commercial auto structures electrical contractors keep getting confused — Business Auto Policy, hired & non-owned, and commercial auto symbols — explained in plain English with the right answer for fleet electricians.
How to File a Trucking Insurance Claim in Connecticut: Step-by-Step Guide
Accident, cargo loss, or theft? How you handle the first 24 hours decides how the claim gets paid. Step-by-step from the scene to the settlement check.
Cannabis Business Insurance in Connecticut: The Complete 2026 Guide for Every Operator and Investor
The complete CT cannabis insurance guide — what every cultivator, manufacturer, retailer, delivery operator, social-equity licensee, investor, and landlord needs to understand about specialty cannabis coverage in Connecticut in 2026. The foundational overview that the operator-side and landlord-side cluster guides both build on.
Best Insurance Carriers for Plumbing Contractors With Fleets (2026)
Seven carriers actually compete for plumbing fleets in 2026 — Federated, Travelers, Progressive, Hartford, Liberty Mutual, Nationwide E&S, and Berkshire GUARD. Here's the ranking, with the fleet size and risk profile each one wins.
6 Fintech E&O Mistakes CT Startups Make (And What Each One Costs)
The six Fintech E&O mistakes CT founders make most often — from skipping the Fidelity Bond to ignoring partner-bank addendums — and the dollar cost of each one when a real claim arrives.
Tools, Equipment & Inland Marine: How Electrical Contractors Should Cover the $40K Inside Every Van
The contents of an electrical contractor's service van — tools, meters, cordless platforms, conduit benders, scopes — routinely exceed $40,000 per vehicle. Here's how inland marine coverage actually works and where most policies leave you exposed.
Tools, Equipment & Inland Marine: How Electrical Contractors Should Cover the $40K Inside Every Van
The contents of an electrical contractor's service van — tools, meters, cordless platforms, conduit benders, scopes — routinely exceed $40,000 per vehicle. Here's how inland marine coverage actually works and where most policies leave you exposed.
7 Tech E&O Mistakes CT SaaS Startups Make (And What Each One Costs)
The seven Tech E&O mistakes Connecticut SaaS founders make — from buying GL alone to letting the policy lapse during fundraise — and the dollar cost of each one when a real claim hits.
Electrical Contractor Insurance With a Fleet: The 2026 Tri-State Operator's Guide
The complete 2026 insurance program for electrical contractors running 3+ service vehicles in CT, NY, and PA — commercial auto, workers' comp class 5190, GL, tools & equipment, umbrella, and how every coverage actually fits together.